Needs Analysis

This analysis will help you determine how much insurance is required.

* Income to be Replaced: Enter your current income.

* Percent of income needed: Assume approximately 70% of your income will be required to maintain current lifestyle.

* Interest Rate: Estimate a conservative interest rate that the insurance proceeds will earn.

* Inflation Rate: By including an inflation rate, the calculator will insure your income remains the same in today's dollars and will not be depleted prematurely.

* Number of years to Replace: Length of time this income will be required, usually until children are no longer dependent or retirement age when other income becomes available.

Income to be Replaced:
Percent of Income Needed
Interest Rate:
Inflation Rate:
Number of Years to Replace: